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TOP 10 Tips for CHEAPER Car Insurance – How to get Lower Auto Insurance Rates

Top 10 tips on getting the best auto insurance rates, How to get Lower Auto Insurance Rates
#01 Don’t assume anyone company is the cheapest

Some companies spend a lot of money on commercials trying to convince you that they offer the lowest car insurance rate you have likely heard them all the truth is that prices people pay for the same coverage at the same company very widely and no single company can claim to be the low price leader the insurance company that’s cheapest for one person in one place might be the most expensive option for a different driver in another state some some insurance companies also have a developed complex predictive models that may change you higher rates if they show that you are unlikely to switch providers this might sound unethical but this practice is called PRICE OPTIMIZATION and white it’s banned in 16 states that leaves 34 states who engage in the practice there’s a bit of sayings at stake a recent analysis found a difference of 859$ a year between the average insurance quote and the lowest available quote at any given time again the only way to ensure you are getting the best deal is to shop around there are several independent sites that you can use to do comparing just make sure that you are not using one put out by the insurance company itself because you can guess where that might lead you.

# 02  don’t ignore local and regional insurance companies

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Don’t ignore local and regional insurance companies just for company’s control nearly half the nation’s car insurance business that’s Allstate Geico progressive and state farm but smaller regional insurers often have higher customer satisfaction rating than the big-name and they may have lower rates too here’s another suggestion look for the insurance agencies that represent multiple companies not only are they happy to help you shop but they aren’t spending the big bucks like the four I already mentioned they put a lot of emphasis on helping the little guy.

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